Out of the crises

By Chettan Kumar
Credit Disbursement and Recovery Officer

Shamsabad regionGhula Mohammad Mallah lives in the village of Chania in Shamsabad area. His father owned a wholesale rice business. Their family was one of the rich families of the area. Unfortunately his father died at the young age of 45. This was a big shock, the business collapsed and the family was in financial crises.

His older brother worked as a blacksmith but he was not doing well. Ghulam Mohammad learned about HDF program and joined the Development Organization (DO), named Lab-e-Mehran. DO is a local village based organization of volunteers which is organized in all HDF projects to get people involved in its projects.

He applied for a credit of about Rs. 16,000 and started a small grocery shop in his village. As part of the program he also received enterprise management training.

Now his business is running successfully and profitably. He initially reinvested all his profits in the business to make it grow. Now the family is out of the crises and living quite comfortably. He is thankful to HDF for providing him this opportunity.