Human Development Foundation

Ups and Downs of Life

By YesPakistan.com Staff

Life is full of ups and downs. One day we are rich and the other day we loose everything. But, if we have the will-power and proper resources then we can change our condition. That is exactly what happened with Muhammad Ayub of Muslimabad.

Ayub’s father was a very famous businessman known as Soomar Sodaagar (businessman Soomar). During the India-Pakistan partition his family was looted by migrating Sikhs. The bandits took Rs. 95,000. His family had to migrate to Karachi and start hard labour to survive. He was admitted to an orphanage school where he completed his primary education. He always secured 1st position in class, but could not continue education due to poverty.

He had to work as a labourer to support his family. At times he worked for only Rs. 300 a month because of his financial situation. Then he started to work as an electronic mechanic with equipments borrowed from his friend.

One day his wife informed him about a female councillor of his area who was requesting the women of the village to form an organization to improve their education, health and economic status. “Form the group as soon as possible,” he told his wife, “because this is what we need.” So, the females of his area formed their Development Organization (DO).

After two months of DO formation his wife presented resolution for credit for his business which was passed by DO. Then he was called for appraisal. During appraisal a male SO of HDF advised him to form male DO and rather than getting credit through female DO. He formed a male DO to help other males of his village and got the credit of Rs. 20,000 for his business.

Using the credit he took from HDF he purchased six old TVs and has earned Rs.10,000 within the period of only two months. He has also employed two more persons and given them Rs.6,000 for a month. At present his business has assets worth Rs.20,000 and Rs.15,000 is amount receivable of TVs sold recently. He is now the president of Al-Falah Development Organization of Muslimabad.

“Previously, I could hardly give Rs.50 daily to my wife for daily house expenses. But now, I give her Rs.150 daily.” told Ayub. “I can buy drinking water now, while before my wife used to carry water on her head walking for 2 km every day.”

“I am happy now. I always attend DO meetings and pay my instalments on time.” told Ayub. “If the institutions like HDF come and work sincerely and honestly, it will really bring change.”

Date/Time Last Modified: 6/28/2002 5:39:27 PM

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